Your credit score is like a financial report card—get it right, and doors open. Experian's trending, so let's unpack scores, how they work, and tips for 2026. Simple, no fluff.
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Score Breakdown
| Factor | Weight | Tip |
|---|---|---|
| Payment History | 35% | Pay on time |
| Debt Levels | 30% | Keep under 30% |
| Credit Age | 15% | Build history |
From Investopedia.
Role of Experian
One of three bureaus; use Boost for extras. Free reports at AnnualCreditReport.com.
Boosting Your Score
Timely payments, debt reduction. AI fraud tools rising.
FAQs
Q: What's a good score? A: 700+.
Q: How often to check? A: Weekly, free.
Q: Fix errors? A: Dispute via Experian.
Score smart—your future thanks you!